ICICI Bank - ATM DEC CHARGES

Suddenly Rs.28.09 taken from my icici salary account, i got no sms for this transaction to my registered mobile no. When i searched in net, i found these charges are applied for when ATM of other bank declined to withdraw the money, if it doesn't have enough.

This means if you try to withdraw more amount than in your account from non icici bank atm, you will be charged rs.28.09 under ATM DEC CHG

So be aware check your balance before withdrawing